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Privacy policy

The protection of your privacy is important to us at Express Commission Australia Pty Ltd ("EC"). EC will value and respect your privacy by treating all personal information as confidential and by handling it in accordance with the Privacy Act and the National Privacy Principals.

EC provides a confidential invoice discounting facility to Real Estate Agents. This means that we do not disclose the assignment of the commission to either the Vendor or Purchaser. We do reserve the right to verify information regarding contracts from solicitors or conveyancing firms involved in the transaction.

Our email newsletters comply with the Spam Act 2003 and the schedule 2 definitions of express & implied consent. You may elect to no longer receive our newsletters at any time by clicking the unsubscribe link at the bottom of of the email or replying to the newsletter with a request to unsubscribe.

If you subscribe to our email newsletter we will not sell, rent, share or disclose our details to any third party without your consent. In order to be able to assess, approve, and manage a cash advance EC may need  to verify collect and exchange certain personal and commercial information with certain Third Parties including but not limited to credit reporting agencies, other credit providers, and public records including electoral rolls, land title registers, registers of births, deaths and marriages, real estate licensing, registers of drivers licenses, company and business names registers, bankruptcy registers or court judgements, telephone numbers and tenancy records, solicitors or conveyancing firms.

By completing an application form to assign a sales commission, and by consenting to our terms and conditions, you are giving permission to EC to collect, use, verify and exchange your personal information with third parties (including credit reporting agencies) where it is relevant to approving an application for finance or managing a finance facility or collecting monies owed to us in accordance with the Privacy Act 1989 including S 18K (1), S18N(1)(b) and S 18K 1(h).

Subject to the provisions of the Privacy Act, EC may obtain, use, and exchange your information with certain third parties including solicitors, financiers & credit agencies outside of EC including in the following instances.

  • To verify the existence of a valid contract of sale and employment agreement and whether settlement has occurred.
  • To perform credit checks, address checks , licence checks and probity checks in order to assess the application for finance.
  • To manage the credit facilities that may be provided to you including the recovery of any money owing to EC.
  • To establish your address or whereabouts if correspondence or notices sent to you are not deliverable.
  • To identify and send information about other products and services that EC consider may be of interest to you on the understanding that you may choose to stop receiving any other offers by notifying us.
  • To send our Express Agents News newsletter and associated marketing information from EC by email in relation to various financial products and services. You may choose to opt out from email promotions by clicking and following the unsubscribe directions.

As a matter of course, EC will require anyone to whom personal information is made available to respect the privacy of the person to whom it relates. EC are not able to provide a cash advance unless you consent to allow EC to collect and share your information for the purposes of verifying the existence of contracts for sale and establishing and maintaining credit facilities.

We are the sole owners of our client list. We do not sell, rent or share personally identifiable demographic information with our partners, affiliates or advertisers.

You may obtain details of personal information that EC holds about you by writing to “The Privacy Officer” Express Commission Australia Pty Ltd, P.O Box 2087, Wattletree Road Post Office, Malvern East, Victoria 3145 or email admin@expresscommission.com.au . Any complaints or concerns should also be directed to the Privacy Contact Officer.

Use of information on this site is also subject to our Terms of Service and Legal Disclaimer